Outdoor Vehicle Protection
The smarter alternative to vehicle insurance for stored RVs, boats, trailers, and autos. No deductible. Fast claims. Coverage that travels with you.
What Is MSG Outdoor Vehicle Protection?
It is not insurance. It is a protection plan built specifically for stored vehicles, filling the costly gaps traditional vehicle insurance leaves behind: no deductible, no rate increases, and claims settled in as little as 72 hours.
The plan is added directly to your monthly storage rent. No separate check, no separate application. Coverage starts immediately and ends when you move out.
Over half of RV owners drop collision and comprehensive coverage during storage. Minor on-site damage often costs less than your deductible, so you pay 100% out of pocket and your insurance never kicks in.
A simple monthly plan billed with your rent. No deductible at claim time, no premium rate increases, contents covered on-site and off-site, and an in-house team ready 24/7.
Most vehicle insurance policies don't cover items stored inside your vehicle. Laptops, generators, tools, batteries, and gear are completely unprotected.
We cover stolen contents per incident, on and off site, up to $1,000. That protection travels with you wherever you go.
What Is Covered, and What Is Not
Covered
Tenants in good standing
- ✓On-site dings, dents, scrapes and scratches
- ✓Damage to the facility or other tenants’ property
- ✓Fire, explosion and vandalism
- ✓Burglary with police report and forced-entry evidence
- ✓Vehicle insurance deductible reimbursement, up to your plan limit
- ✓Stolen contents on and off site, up to $1,000 per incident
- ✓Laptops, TVs, generators, tools, batteries and more
Not Covered
Exclusions
- ✕Flooding (requires NFIP coverage)
- ✕Mold
- ✕Rodent or critter damage
- ✕Mysterious disappearance without forced entry
- Police report filed immediately
- Photos of visible forced entry
- Manager incident report completed
- Do not disturb the scene until police release it
Simple Monthly Plans
All plans are billed with your monthly rent, with no separate check. Coverage begins immediately and ends when you vacate.
Plans of $5,000 and above require underwriter approval and inventory documentation through the BirdsEye Protection App (birdseyeprotection.com). This establishes a baseline of your stored property for faster claims.
Easy. Fast. No Hassle.
Our in-house claims team handles everything. No outsourcing, and no 30 to 90 day waits.
File online, any time
Go to msgppclaims.com and complete the online loss/damage form. You have 30 days from the date of discovery, and it is available 24/7.
Claim number assigned instantly
Within minutes of filing you receive a claim number and email confirmation with any next steps or documentation requests.
Submit documentation
Upload photos of the damage, repair estimates, and receipts. Do not remove or discard damaged items before photographing them.
Get paid, goal of 72 hours
Once your claim is adjusted, sign the claim release form. Our goal is to issue payment within 72 hours of receiving your signed release.